Payouts
Disbursal Platform
Payouts
helps you makevendor payments
andcustomer payouts
efficiently at scale.Pay vendors
, doinstant customer refunds
, disburse loans, etc instantly 24x7, even on a bank holiday.
2 Lakh Crore
Payouts processed every year
> 50%
Market share in bulk disbursals in India
1000
Payouts processed every second
Add multiple Payout Fund Sources
and pay your vendors, partners, employees, or customers into the destination payment mode of their choice.
Multiple Current Accounts
No need for manual recharges
Make instant transfers
Increase success rate with multi-bank accounts
Escrow Accounts
Assisted escrow account opening
Move money directly from between accounts without any manual intervention
Track transfer status and reasons for failure in real-time
Easy reconciliation
Corporate Credit Cards
Bring Your Own Corporate Credit Card
Add multiple corporate cards
Get access to funds immediately
Paytm Wallets
Add your Paytm account instantly
Get instant transfer confirmation
No need for separate integration
Cashfree Wallet
[Powered by Cashfree]
Get industry-leading success rate using smart routing via multiple gateways
Recharge instantly and choose to pay to bank account, UPI ID, AmazonPay or any tokenized cards
Get the wallet balance updated in real-time
External Credit Lines
Minimal documentation
Get a pre-approved credit limit from multiple lending partners
Get on-demand disbursals
No need for manual recharges
Make instant transfers
Increase success rate with multi-bank accounts
Assisted escrow account opening
Move money directly from between accounts without any manual intervention
Track transfer status and reasons for failure in real-time
Easy reconciliation
Bring Your Own Corporate Credit Card
Add multiple corporate cards
Get access to funds immediately
Add your Paytm account instantly
Get instant transfer confirmation
No need for separate integration
Get industry-leading success rate using smart routing via multiple gateways
Recharge instantly and choose to pay to bank account, UPI ID, AmazonPay or any tokenized cards
Get the wallet balance updated in real-time
Minimal documentation
Get a pre-approved credit limit from multiple lending partners
Get on-demand disbursals
Multiple Current Accounts
No need for manual recharges
Make instant transfers
Increase success rate with multi-bank accounts
Escrow Accounts
Assisted escrow account opening
Move money directly from between accounts without any manual intervention
Track transfer status and reasons for failure in real-time
Easy reconciliation
Corporate Credit Cards
Bring Your Own Corporate Credit Card
Add multiple corporate cards
Get access to funds immediately
Paytm Wallets
Add your Paytm account instantly
Get instant transfer confirmation
No need for separate integration
Cashfree Wallet
Get industry-leading success rate using smart routing via multiple gateways
Recharge instantly and choose to pay to bank account, UPI ID, AmazonPay or any tokenized cards
Get the wallet balance updated in real-time
External Credit Lines
Minimal documentation
Get a pre-approved credit limit from multiple lending partners
Get on-demand disbursals
Send money to your customer’s bank account via IMPS, NEFT, or RTGS instantly. No cool off period for beneficiary addition!
Initiate disbursals to customers UPI ID directly or add funds to their Paytm and Amazon Pay wallets.
Transfer money to any tokenised credit and debit cards instantly.
Get your own branded prepaid cards with higher success rate compared to traditional payment modes.
Make instant payouts in real-time!
Do instant payout
to users, customers, and vendors using Quick Transfer. Get flexibility on the fund source you want to disburse the money from and the transfer mode.
Do instant payout
to users, customers, and vendors using Quick Transfer. Get flexibility on the fund source you want to disburse the money from and the transfer mode.Highly reliable at scale!
Intuitive dashboards and insightful reports
Be it a birds-eye view of your funds from dashboard or an in-depth drill-down of all your transfers from Reports, Payouts ensures you always stay informed on your business finances.
Industry-first bank downtime detector!
Transparency is the name of the game. With our real-time bank downtime tracker, we are the first company in the industry that lets you keep track of any and every unscheduled bank downtimes to help you plan your bulk transfers better.
Create Account
Introducing all-new Payouts Tally plugin!
Pay all accounts payables -vendors, salary, bills etc instantly and automate reconciliations within Tally ERP.
Setup custom approvals for direct-from-ERP transfers
Tally ledgers get auto-updated with payment statuses, in real time
Do instant payment to any a/c payable or upload 1000+ beneficiaries in one go and do instant money transfer
Payout Link
Cashgram
Cashgram is payout links generation solution that helps businesses pay vendors, partners, customers or others instantly when only their mobile number or email address is known.
Explore CashgramCreate Cashgram link
XMAS-ABCD-1234.
TVCK-LFTY-6247.
GVPG-XMAN-9143.
AKSH-JUPQ-0778.
Copy this code and share with beneficiary via email, SMS or WhatsApp.
1. Send
Create a Cashgram link and notify via email, SMS or WhatsApp.
Capture the details
2. Capture
Beneficiary enters their bank account/ debit card/ UPI/ Paytm/Amazon Pay details.
Waiting
3. Redeem
Beneficiary receives a payout in their preferred account.
Integration with WhatsApp for best customer experience
Engineered for you
Payouts API
Go live in minutes with easy to integrate REST APIs
Use sample integration kits to try out integrations using Test API credentials before going live. API libraries available in multiple languages
With webhooks, get notified on transfer status - success, pending, etc in real time
1const cfSdk =require('cashfree-sdk');
2const {Transfers} = cfSdk.Payouts;
3const response = await Transfers.RequestBatchTransfer(
4{batchTransferId : 'PAY_14APRIL_2021',
5batchFormat : 'BANK_ACCOUNT' ,
6deleteBene : 1,
~batch : [
~{ transferId : 'VENDOR_512623_PAY_14APRIL',
~amount: '1023.4',
~phone : '9999999999',
~bankAccount : '1007766300076281' ,
~ifsc : 'HDFC0001007',
~email : 'johndoe@cashfree.com',
~name: 'John' }
~]
No code solutions
- Make
single payout
using Quick Transfer on Dashboard by entering beneficiary's account details. - Do
bulk payouts
easily and quickly from the Dashboard by uploading excel. Just enter beneficiary's account details and make payouts in seconds.
Use cases for various industries
Payouts
for innovative businessesSend money to vendors
, do customer refunds or automate loan disbursals. Get creative and solve your business payouts challenges with our powerfulPayouts APIs
.
Cred the credit card bill payment platform uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers.
Credit bank account
Nykaa is winning customer trust and loyalty more than ever before by doing Instant Refunds using Payouts.
- Instant ecommerce refunds
Porter the intra-city logistics platform uses Payouts to do On-demand Payouts to its driver partners at the end of every trip.
- On-demand payouts
Pricing
Simple Pricing, No Hidden Charges
STANDARD
Pay as you go - For Startups
| IMPS | NEFT | UPI | |
|---|---|---|---|
| ₹ 2.50 | ₹ 1.75 | ₹ 3.00 | up to ₹1,000 |
| ₹ 5.00 | ₹ 1.75 | ₹ 6.00 | ₹1,001 to ₹10,000 |
| ₹ 10.00 | ₹ 1.75 | ₹ 10.00 | Above ₹10,000 |
Visa
MastercardFree*
Amazon Pay
As applicable on your Paytm business account
Paytm
GST Applicable
* Limited period offer only. Applicable till 31st May 2023. T&C Apply
Optimized payments infrastructure that helps you scale.
Dedicated account manager
Volume discounts
Migration support
Dedicated support
Get in touch with our sales team to explore the right Cashfree Payments product(s) for your payment needs and get custom pricing.
Have more questions?
Visit Our Support PageCashfree Payouts is a payment disbursal platform used by businesses to do bulk payouts. When you create a Payouts account, Cashfree creates a virtual wallet for you. You can add funds from your bank accounts to the wallet and use the funds to do payouts. You can use Payouts dashboard to do single or bulk payouts via excel upload or integrate Payouts APIs with your product or ERP to automate bulk payouts.
You can use Cashfree Payouts for a wide range of business use cases. Here is how some of the leading businesses in India are using Payouts:
- Hyperlocal services like Grab and Dunzo use it for on-demand wage payouts.
- E-commerce platforms like Nykaa and Xiaomi use Payouts APIs for instant refunds processing.
- Loan providers like IndiaLends and Cashbean use it for instant loan disbursals.
- Gaming websites like Dream11 and RummyCircle use Payouts for real-time player's winning cashouts.
- Marketplace platforms like Milaap and Tata Sky have integrated Payouts with their products for automated vendor payouts.
Bulk payouts via bank accounts happen by manually adding every beneficiary before transferring or by uploading a spfsheet on the banking portal. Cashfree automates bulk payouts fully via APIs and offers a much simpler alternative.
Unlike banks, where a single error in a payout file can block all the bulk payouts, using Cashfree, even if there are invalid records in a file, valid transfers go through. Reconciliation for failed and invalid transfers is automated so you always know which transfer failed out of hundreds of payouts, and why. At Cashfree, new beneficiary addition and activation is instant.
Cashfree also allows you to send money to any Paytm Wallet, Amazon Pay Wallet, UPI ID or native wallets in addition to bank accounts, even on holidays. Lastly, all of this can be automated and built into your product or internal systems using our powerful Payouts APIs.
For faster Payouts account activation, signup here. Once logged in, click on activate Payouts and add your business details and upload copies of your business documents. Follow the steps to complete your account activation.
In case of any queries or if you are looking for a customized solution, get in touch with our sales team here. Our team will connect with you in 24 working hours. Meanwhile, you can also explore the product in test environment and use test API credentials to try out the integration before going live. View developer documentation here.
Yes, Payouts can be used only by registered businesses. If you are not yet registered as a business but plan to start soon, you can signup and explore the product in test environment. We can also set up an account with limits on payout volume after understanding your business and future needs.
Yes, you can make payouts to any active savings or current bank account in India. However, NRE and NRO bank accounts are not supported.
Yes, it is possible to send bulk payouts to beneficiaries in India from another country using Global Payouts.The funds can be added by the businesses in USD, EUR and other freely convertible currencies. The purpose of the payment must be known while setting up the account.
An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.
Yes, it is possible to make payouts even on Sundays and bank holidays.
Transfers to bank accounts happen instantly. Transfers for amounts in excess of ₹2,00,000 are restricted by banking hours and can take longer. Payouts to other modes like Paytm, AmazonPay wallet, cards, UPI ID happen instantly.
Using bulk file uploads or manual transfers requires no technical expertise and is the quickest way to get started. However, if you want to automate the payouts from your product or ERP, APIs should be used. Integrating the API can take a day or two depending on the complexity of integration. Many businesses start by using the bulk file upload or manual transfer option, and gradually automate operations by integrating the API. View developer documentation here.
Have more questions?
Visit Our Support PageExplore other products
Global Payouts
Add funds in USD, EUR and other currencies and send money to your sellers, service providers or freelancers in India directly to their local bank account in India.
Learn more
Bank Account Verification
Use complete verification suite for e-KYC and verify beneficiary bank account or UPI ID before sending money. IFSC verification API is now available [Free].
Learn more
Ready to get started?
With Cashfree Payments, collect payments, make payouts, manage international payments and more. Start now by creating your account or get in touch to explore custom solutions.
Easy onboarding
Dedicated Account Manager
API access